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ChatGPT vs. Microsoft Copilot

A practical comparison of ChatGPT and Microsoft Copilot across pricing, GDPR, EU AI Act risk, and workflow fit.

openai

ChatGPT

Conversational AI for text, image, code, and data

DSGVO: partialEU-AI-Act: limitedFree tier

microsoft

Microsoft Copilot

Microsoft's AI assistant for web and Microsoft 365

DSGVO: conformEU-AI-Act: limitedFree tier

Side-by-side comparison

FactorChatGPTMicrosoft Copilot
PricingFree tierFree tier
GDPRpartialconform
EU AI Actlimitedlimited
Data residencyuseu
Use casesText, Image, Data / Tables, Create contentText, Image, Data / Tables, Create content
Data quality
Updated6/15/20266/15/2026

Choose ChatGPT when

OpenAI's flagship chatbot with GPT-4o/GPT-5. Image generation (DALL-E), web browsing, code interpreter, Custom GPTs. Market leader in mainstream chat.

Choose Microsoft Copilot when

Web chat (free) plus Copilot for Microsoft 365 in Word, Excel, Outlook, Teams, PowerPoint. Built on GPT models with Bing search.

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