microsoft
Microsoft Copilot
Microsoft's AI assistant for web and Microsoft 365
DSGVO: conformEU-AI-Act: limitedFree tier
AI tool comparison
Microsoft Copilot vs. ChatGPT
A practical comparison of Microsoft Copilot and ChatGPT across pricing, GDPR, EU AI Act risk, and workflow fit.
openai
ChatGPT
Conversational AI for text, image, code, and data
DSGVO: partialEU-AI-Act: limitedFree tier
Side-by-side comparison
| Factor | Microsoft Copilot | ChatGPT |
|---|---|---|
| Pricing | Free tier | Free tier |
| GDPR | conform | partial |
| EU AI Act | limited | limited |
| Data residency | eu | us |
| Use cases | Text, Image, Data / Tables, Create content | Text, Image, Data / Tables, Create content |
| Data quality | — | — |
| Updated | 6/15/2026 | 6/15/2026 |
Choose Microsoft Copilot when
Web chat (free) plus Copilot for Microsoft 365 in Word, Excel, Outlook, Teams, PowerPoint. Built on GPT models with Bing search.
Choose ChatGPT when
OpenAI's flagship chatbot with GPT-4o/GPT-5. Image generation (DALL-E), web browsing, code interpreter, Custom GPTs. Market leader in mainstream chat.
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